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RV Insurance

Protect Yourself With These Recreational Vehicle Insurance Coverages


Liability coverage

Most state laws require liability coverage, also known as “property damage/bodily injury.” It can help cover accident expenses, including vehicle damage and personal injury.  


Collision coverage

Collision helps pay for damage to your vehicle if you hit another vehicle, another vehicle hits you, or your vehicle rolls over. Collision coverage can be required if your vehicle is financed or leased.


Comprehensive coverage

Comprehensive insurance helps pay for damage to your vehicle not caused by collision. Examples include damage or loss due to theft, vandalism, falling objects, fire, storms, flood and certain other natural disasters.

Uninsured or underinsured coverage

This RV coverage helps pay for repairs if your RV is damaged in an accident by an underinsured, uninsured or unidentified driver. It may also help pay medical costs, lost wages and other damages for you and your passengers resulting from an accident caused by an uninsured or underinsured driver. RV or motor home coverage varies from state to state and is required in some states.


Roadside Assistance

If you need help with a flat tire, a jump or a tow, our emergency Roadside Assistance program can help. This program also comes with increased protection to include any trip interruption expenses you incur when you are more than 50 miles away from home.


Medical payments coverage

Medical payments coverage helps pay medical costs for you and your passengers in the event of an accident, regardless of who is at fault.


Towing and labor coverage

We provide sign and drive towing and labor coverage that also includes coverage for trip interruption expenses such as meals, lodging and transportation.


Awning Replacement

We offer direct replacement and installation of your awning at the RV location.


Vacation Liability

Provides protection for the insured what is legally responsible for an accident that occurs on the premises while the RV is used as a temporary residence. We will automatically provide up to $10,000 in coverage with any pleasure use RV that has physical damage coverage, both comprehensive and collision.


Safety Glass Replacement

This great coverage will pay for windshield replacement.


Replacement Cost and Scheduled Personal Effects

We can meet the needs of both the pleasure and full time RVer with these coverages that are provided as a primary coverage (pays before any other policy, to limit the need to file a homeowner insurance claim.)